Unsecured Loans for Bad Credit and Blacklisted loans up to R 150 000.00
Easy online application
Same day approval
Interest rates based on credit profile from 14% – 32%
Repayment periods from 3 – 60 months
Must be 18 years or older
Have a South African green bar coded ID
Earn a basic minimum salary of R 3 000.00 per month
Have your own bank account
Permanently employed for a minimum of 3 months at current employer
Complete our online application form or request a form from us via email
Once application is received your application will be processed and an offer emailed to you with amount, period, installment interest rate you qualify for with requirements to finalize the process, then you can decide to take up or decline the offer.
If all documents required are correct and contract signed application can pay out with in 24hours
APPLY or Request application form
What is blacklisted?
Blacklisted is a term used for individuals who are recognized as a credit risk. Due too late or non-payments on accounts or not paying the full instalment due every month. There is not an actual blacklist, this is just a term used to declare that one is unable to qualify for credit due to negative listing. This is where we come in we can still get you a loans for blacklisted, bad credit loan, blacklisted loans. Remember every time you apply for credit it affects your credit score negatively.
Don’t despair if you feel like your debt is getting out of control, we can help you. The debt review process was created to help South Africans get out of debt. This is a rehabilitation process that can get you back on your feet. Debt Review can assist you to have more money for your living expenses at the end of the month.
Debt review is a process that is regulated by the National Credit Regulator (NCR) and it involves a registered Debt Counselor acting on behalf of you, the client to help reduce your debt into one monthly reduced affordable repayment. The debt counselor has 60 days to complete the process. The debt counselor will negotiate on behalf of the client with all his credit providers. Once a final proposal with all the reduced monthly payments is sent to all credit providers an attorney is appointed to move an application in court and obtain a court order. A credit clearance certificate will then be issued to the client once all of his debt is fully paid up.
Debt Counseling can help you to get your finances back on track. If you are stuck in the debt trap, we can help you out. Let us help you to live your best life.
Yes, you can get a personal loan if you are blacklisted through Blacklisted Personal Loans. Complete our easy online application (link to app page). Once your application is received by one of our friendly agents, it will be processed and you will receive a call or email reply with the outcome of your application. We will then finalize your application for your loan payout. Loans for Blacklisted does not charge their clients any fees to process application. Our service is 100% free.
Payday loans: Short term loan up to 30 days. Quick access to cash for emergencies that pop up during the month.
Short term loans: Loan period 3 – 6 months up to R 15 000.00.
Long Term Loans: 12 – 60 months up to R 150 000.00. Buying a car, need to pay for kids’ education, or refurnish your home,
Consolidation Loans: 72 months up to R 150 000.00. Consolidate all your debt into one manageable monthly installment.
Blacklisted Personal Loans has contracts with various credit providers specializing in helping clients who have poor credit ratings. All our providers are NCA and NCR registered financial service providers. Apply from the comfort of your home or office, our service is available countrywide and can be done via phone, email, or fax.
We offer unsecured blacklisted loans as well as unsecured personal loans from R 1 000 – R 150 000 over 60 months country wide no original documentation needed. Please note that we DON’T CHARGE ANY FEES for our services. All our blacklisted personal loan providers are NCA and NCR Registered. Blacklisted Personal Loans can be paid on the same day if all documentation is correct. We will source the best possible blacklisted loan product to suit your needs. We offer the following: short term loans, long term loans and pay day loans.
What is a Blacklisted Personal Loan or Bad Credit Loan?
Who can’t we help with a loan?
How to apply?
Looking for blacklisted loans or bad credit loans, we can help complete our online application for a pre approval of up to a R 150 000.00 over 60 months, we do not charge any fees for our services. Same day approval. We also offer bad credit consolidation loans, debt review, End your debt clear all your debt in two years and blacklisted vehicle finance. All service providers are NCA and NCR accredited and interest rates are very competitive. If you are under debt review or admin order click here for more info on how we can help you be debt free in two years legally. When applying for a blacklisted loan make sure all details on the application form is correct for an accurate pre check.
We offer the following services
Personal loans, bad credit loans, blacklisted loans, consolidation loans, pay day loans, debt review, end your debt, bad credit vehicle finance
Our service are free we do not charge any fees to process application.
Try us today apply now .
Personal loans up to R 150 000.oo over 60 months.
TA Consulting Team
Are you, like many other South African’s struggling with your DEBTS?
Do you fall into ANY of the categories below:
Don’t WORRY, we can HELP YOU!!!!!
Our registered debt counselors can assist you with your situation, which is designed to help people with financial difficulties to reduce their monthly debt repayments to ONE AFFORDABLE amount.
If you need my help please don’t hesitate to contact us.
The surrendering of your estate is a process instituted by the Courts to help persons that are no longer able to pay their debts due to circumstances out of their control. After Surrendering Your Estate your debts are deemed to have been written off. Your creditors are no longer allowed to demand payment from you. Surrender enables you to normalize your financial matters. You will have no more fears that creditors will phone you day and night from “private numbers” and you can answer your calls fearlessly.
You will be able to legally get rid of all your debt and start with a new beginning
What are the advantages?
What will it cost me?
FREQUENTLY ASKED QUESTIONS:
CAN MY CREDITORS TAKE MY SALARY?
Once you are sequestrated no creditor is allowed to attach your salary,
WILL I LOSE MY FURNITURE?
No. Your attorney will negotiate on your behalf for the household furniture to be excluded from the Insolvent Estate.
WHY HAVE THE BANK GRANTED A JUDGMENT IF I HAVE BEEN WITH A DEBT COUNSELLOR? IS THE JUDGMENT VALID?
If the court has granted judgment against you, in most cases your Debt Counsellor’s application was not successful, and the bank can indeed go ahead with legal action and sell your house on an auction. The judgment is fully valid and further steps will be taken to the full extent of the law.
BUT I HAVE ALREADY PAID MY DEBT COUNSELLOR A MONTHLY FEE?
Even though your Debt Counsellor may have distributed a certain amount of money between your creditors, if your Debt Counsellor’s application was refused by the court, the money already paid to them will not stop legal action already started against your.
WILL A DEBT COUNSELLOR BE ABLE TO HELP ME IF JUDGMENT WAS ALREADY GRANTED?
No. A Debt Counsellor may only be able to assist you if the court has not yet granted a judgment against you.
WHAT IS REHABILITATON?
Rehabilitation is an application to the High Court to declare you are financially fit to be able to apply for credit again.
WILL I BE ABLE TO BUY ANOTHER HOUSE OR VEHICLE AFTER MY REHABILITATION?
WILL MY EMPLOYER BE NOTIFIED OF MY VOLUNTARY SURRENDER?
No. It is completely confidential.
WILL I STILL BE ABLE TO BE A MEMBER OF A COMPANY OR CLOSED CORPORATION IF I APPLY FOR A VOLUNTARY SURRENDER?
If you are already a member of a company or close corporation it will affect your position and, you will not be able to become a member of a new company or close corporation until you are rehabilitated. You will be able to become a member after your rehabilitation.
DO I NEED MY SPOUSE’S PERMISSION TO APPLY FOR A VOLUNTARY SURRENDER IF WE ARE MARRIED IN COMMUNITY OF PROPERTY?
The surrendering of your estate is a process instituted by the Courts to help persons that are no longer in a position to honor their debts due to uncontrolled circumstances.
Surrender enables you to regain normality in your financial affairs – where you can adjust your lifestyle to be in line with the available budget, without creditor headaches. You will experience a normal lifestyle without the fear that creditors will phone you day and night from “private numbers” and therefore you can answer your calls fearlessly, and no more fear that the sheriff may make an unwanted house-call.
What are the advantages?
* Failure to comply with the arrangements made with the curator may result in removal of the furniture.
What happens to your Vehicle?
If your vehicle is under hire purchase, the Rules of Court stipulate that any bank may repossess the vehicle. Keep in mind that the whole process will take a few months and that you will still have use of your vehicle for the next 5-6 months without paying anybody.
Vehicles registered in another person, or legal persons, name will not form part of the estate also if your vehicle is paid up it will not form part of the application.