Business Loans

Looking for a business loan up to R 2 million. Our paperless application process coupled with our innovative approach to assessing the merits of your business and provide you with funds in your bank account within 72 hours. But speed is not all we offer, we also provide you with affordable and flexible funding solutions.

Flexible Lending

We ensure that you have the capability to manage your loan as you do every other vital part of your business. Our facility allows you to:

  1. Deposit excess capital when your business is doing better, reducing your interest charge and repayment period.
  2. Withdraw excess capital when you need it.
  3. Re-Finance and allowing you to access additional funding or reducing your current installment.

Finally, although we will initially offer you a 12 month loan, or you can opt for a shorter period. You will pay only pay 3.5% interest on every month that you utilize the loan and only on your out standing balance.


If you lend a R 100 000.00 over 12 month at a rate of 3.5% per month, then using a standard reducing balance interest calculation:

  1. Minimum monthly installment(capital and interest payment) = R 10 350.00.
  2. Total interest charge over 12 months = R 24 200.00

But remember you can still deposit excess capital, withdraw excess capital and re-finance your loan as need be.

Qualifying Criteria

  • Business must be registered entity.
  • Operating for at least 1 year.
  • Annual turnover of 1 million or more.

If you meet the above criteria click apply below complete the application form and a consultant will be in-touch.