Consolidation Loans or Debt Consolidation
100% Free service
Consolidation Loans or Debt Consolidation up to R 150 000.00
Easy online application
Same day approval
Interest rates based on credit profile from 14% – 32%
Up to 60 months to pay
Must be 18 years or older
Have a South African green bar-coded ID
Earn a basic minimum salary of R 3 000.00 per month
Have your own bank account
Permanently employed for a minimum of 3 months at current employer
Complete our online application form or request a form from us via email
Once application is received your application will be processed and an offer emailed to you with amount, period, installment interest rate you qualify for with requirements to finalize the process, then you can decide to take up or decline the offer.
If all documents required are correct and contract signed the loan can pay out with in 24hours
What is a Consolidation loans?
To combine several unsecured debts into a single, new loan with a more affordable monthly installment and maybe a lower monthly interest rate. A consolidation loan is not debt review or going under administration. One we receive your application we will do a assessment with all your accounts and from there you will receive a quote from us with accounts that we are able to settle, installment, interest rate, period and amount you will receive in cash once debt is settled and documentation required to finalize the process.
Please note that if you are under debt review or admin order you cannot apply for consolidation loans, reason you cannot apply for any finance while under debt review. If your accounts are very behind or you are under debt review click here we can help you clear all your debt in two years legally.